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Managing your data
Disconnect a bank (in-app)
1 Open Modo → Settings
2 Tap Manage Connections
3 Select your bank → Disconnect
All Open Banking data is purged within 72 hours of disconnection, in line with FCA requirements.
UK GDPR rights — access, erasure & portability
Complaints
How to complain
Email
[email protected] with a description of your concern. We'll send an acknowledgement and reference number.
Our timelines
Acknowledged within 5 business days · Resolved within 15 business days
If unresolved, you may refer to
Financial Ombudsman Service (FOS)
Security
How we protect your data
Modo never stores your bank credentials. We use read-only Open Banking access. All data is encrypted at rest (AES-256-GCM) and in transit (TLS 1.3), and purged within 72 hours of disconnection.
© 2026 Axiom Digital Systems Ltd. Support hours: Mon–Fri, 9am – 5pm GMT.
Axiom Digital Systems Ltd, registered in England and Wales (Company No: 17031903 ), acts as an agent of Finexer Ltd (authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017, Firm Reference Number 925695, as an Authorised Payment Institution) to provide Open Banking Account Information Services. Axiom Digital Systems Ltd is registered on the FCA Financial Services Register as an agent of Finexer Ltd (reference number 1059551). Modo Insight is a trading name of Axiom Digital Systems Ltd.
ICO Registration: ZC112218 | 167-169 Great Portland Street, 5th Floor, London, W1W 5PF